This section will give you a good Idea of the mortgage process and the time frame involved. The knowledge will help you feel more comfortable as you understand and go through the steps.
VA loans are home mortgages backed by the Department of Veterans Affairs (VA). With a VA loan, eligible service members and veterans can buy a home with little or no down payment, or refinance an existing home for a lower monthly payment.
We can offer service members, veterans, and eligible surviving spouses favorable terms on all types of home mortgage products. And if you don't meet the qualifications for a VA loan, FHA loans offer similar advantages, including lower down payment requirements for new Purchases and higher loan to value for refinance with an exception of mortgage insurance. VA loans do not have a monthly mortgage insurance added to your monthly mortgage payment although an upfront funding fee could be added to your loan if you are not exempted from the funding fee based on your eligibility.
Thank you so much for your help in refinancing my mortgage loans. You were wonderful in being patient with me and going into detail to explain anything I had any questions about. I will be sure and recommend you for future friends.
- Desiree Young, TX
Frequently asked questions about this program
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