This section will give you a good Idea of the mortgage process and the time frame involved. The knowledge will help you feel more comfortable as you understand and go through the steps.
Home affordable refinance program (HARP) is a special program to help home owners refinance their existing home mortgage with a higher loan to value ratio, this program is ideal for home owners who have lost the equity of their property due to the decline on property values and cannot refinance due to the stringent guidelines of the conventional loan programs.
Home owners whose current mortgage is owned by Fannie Mae (FNMA) or Freddie Mac (FHLMC) prior to May 31st 2009 would qualify for this program.
Frequently asked questions about this program
Thank you so much for your help in refinancing my mortgage loans. You were wonderful in being patient with me and going into detail to explain anything I had any questions about. I will be sure and recommend you for future friends.
- Desiree Young, TX
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