Thank you so much for your help in refinancing my mortgage loans. You were wonderful in being patient with me and going into detail to explain anything I had any questions about. I will be sure and recommend you for future friends.
- Desiree Young, TX
This section will give you a good Idea of the mortgage process and the time frame involved. The knowledge will help you feel more comfortable as you understand and go through the steps.
An FHA mortgage is a government-backed home loan with more flexible lending requirements than those for conventional loans. Because of this, you need to pay a monthly mortgage insurance premiums along with your monthly loan payments and an Upfront mortgage insurance premium that is rolled into your loan.
FHA loans are available with fixed rates or as adjustable-rate mortgages. FHA loans are insured by the Federal Housing Administration (FHA) and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages.
Frequently asked questions about this program
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